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2007年5月31日星期四

Why Should You Have a Business Plan?

Are you planning to start a new business? Or are you considering expanding your current business and require a bank loan or investment from outsiders?

If you are going to look for an investment of capital it is quite likely that you will be required to have a business plan. If you are starting a business, despite the work involved, a business plan can prepare you for the obstacles ahead and help ensure your success.

A business plan is something that many small businesses fail to create, however, many business owners are adamant that having a written business plan is one of the keys to their present success. Creating a business plan forces you to contemplate possible obstacles to your business and prepares you to find solutions that will help you to overcome them.

To find investors or get a bank loan, they will want to see that you have the experience or resources to run the business. They will want to see your projected income as well as your suggested repayment plan already laid out. Taking the time to do this is not only important for them, but it gives you a measuring tool to verify if your business is growing properly. You can gage your success on how close to the plan your business has actually performed. Perhaps you'll do worse, or perhaps you'll do better, either way it helps you determine how well your business is getting on.

If you have never seen a business plan before you may be concerned that is is too difficult a proposition for you to manage on your own.

While there are services available where you can hire someone to write a business plan for you, depending on your needs it may be wise to familiarize yourself with a business plan's layout. This will not only help you to provide the necessary information, but may encourage you to try your own hand at it.

There's a free tool at www.bdc.ca which will assist you in creating a business plan. Some of the topics you will be required to explain are your Market, Customer, Competition, Marketing Plan, Research & Development along with financial forecasts. You may consider hiring someone to help you with your financial sheets after completing the written part of the Business Plan.

Your Business Plan will become your guide and silent business partner - indicating where you need to improve and helping you stay one step ahead of your competition. Make it a priority to have this crucial road map for your business.

2007年5月28日星期一

Work at Home - Stay at Home

Working at home has been a dream of many that goes back many years. Staying at home and enjoying watching the kids grow up is a goal worth fighting for.
Let's take a look into making a living or part time living from the comfort of your home. You owe it to yourself to gain the freedom a home business can offer.

In the past, there have been multi-level marketing plans to sell everything from vitamins to soap. There have been mail order catalog opportunities. Many tried buying and selling real estate. Each of these opportunities made many people a lot of money, but each of them also cost many people a lot of money.

More people have spent money than have made money in every business venture. The problem is many inexperienced people get into moneymaking schemes after attending a meeting somewhere. The offer may be legitimate, but most people fail in business.

According to the US Small Business Administration, over 50% of small businesses fail in the first year and 95% fail with the first five years. That is a scary statistic.

This means that the average business is doomed to fail from the beginning. It also means that you will lose a lot of money if you start a business. WOW! No wonder you are leery about putting up your hard-earned cash for what is statically a crapshoot, a roll of the dice.

So, what is the answer for the average person who does not want to lose their savings and even their home investing in a business? Start building a "digital business" online. Create a website that generates its income without you needing to invest in inventory or even lease a building to house your business. Then create two or ten more websites generating income for you.

You may not know how to create a website today. It is an easily learned skill. There is software you can buy or download free that will help you. There are tutorials on making a website profitable. You can do this.

Once you have a website online you can put other people’s advertising on your site and be paid when someone buys one of their products. If this was my baby toys webpage and I mentioned a great baby toy with a link to my advertiser’s toy page you might go there and buy the toy. If you did, I would get a commission.

You could also put ads on your pages that only require someone to click on the ad for you to be paid. Again, if you were on my baby toy page and an ad talks about a toy. You click on the ad to go see it and I am paid for you clicking on the ad. The advertiser feels their sales page is compelling enough for them to sell enough of that toy to cover their cost of the clicks that got you there.

Some advertisers do not require you to buy the product when you click on an ad, but I will not be paid unless you fill out their application. This is usually seen on sites like insurance sites or loan application sites. You do not have to get a policy or take out a loan for me to be paid. When you fill out the form, I qualify for my commission for sending you to the advertiser.

These are typically the ways a beginning website entrepreneur starts generating income on the Internet. Once you understand that part of internet marketing, you may move on to selling your own digital products.

A digital product is one that can be downloaded from your website. You can sell your own ebook you wrote yourself or an ebook you purchased and have the rights to sell online.

If you are a programmer, you can sell you own computer program from your site. You could also sell someone else's program that you purchased the rights to sell.

Notice that not all of the above ideas require you to invest in a lot of inventory. Even the products are free if you create them yourself. Not everything you are doing so far requires a large investment of your hard earned money. It does require a large investment of your time.

All of the material you need to create a website can be found free online if you do not want to purchase some popular program. Your only expense SHOULD be a domain of your own, such as yourdomain.com. You can get free hosting from various places but for moneymaking venture, this is not advised.

For a small investment, you too can be PRESIDENT OF YOUR OWN COMPANY. Maybe the statistics are the same for success online as they are in other businesses, but this is a chance to find out without losing the farm doing it.

2007年5月23日星期三

The Top 10 Ways to Earn Money at Home

You do not have to read many success stories before you start wishing you could work for yourself. The opportunity to be your own boss and the potential for high income are enough to entice us to venture on our own. But what can you do? What kind of business would you be suitable to start? We have compiled the top 10 ways to earn money at home, enough to be a full-time self-employed businessperson!

1. Antiques
The buying and selling of antiques has been and should continue to be a very productive business, financially, for those that do it. Here, you only need an extra room in the house, or the use of your garage -- and you have an office! If you have a large home that has some antique furnishings, you might consider turning it into a showroom for your antique acquisitions and sales, providing you satisfy any local zoning regulations. The interest in antiques will survive into the foreseeable future. Many people choose to spend their free time on the weekends "antiquating" from place to place to try and pick up a few odds or ends and maybe a jewel or two. If you know anything about antiques, this may be a great opportunity for you.

2. Baking
Have you ever been told that you have a recipe that people would line up to get if they could? Ever had anyone tell you that you should be selling those cupcakes you make? There are a number of success stories about people who have launched successful businesses by cooking at home and then marketing to local people first. You may specialize in on just one well-tried and tested food product; or you may innovate on a product that you created yourself and which has never been marketed before. Having perfected the recipe you then turn to packaging and marketing. Word of mouth on a good product may start to get restaurants or bakeries interested in acquiring your culinary masterpieces. Then you progress to selling them statewide and you're on your way to a profitable home-based business.

3. Bed-and-Breakfast Proprietors
Have you ever stayed in a bed and breakfast and thought, "Hey, I can do this!" You probably went on vacation and simply chalked your thought up as one of those pipedreams one gets when they stay in a beautiful spot. Don't toss that thought away! While it's not easy work as the hours can be long and it's usually a seven days per week business, it's often something that you can work into a daily schedule. After all, it's merely an extension of doing the housework for family, right? More and more Americans are taking after Europeans and opening their homes to travelers. If you have an extra room or two since the kids moved out, you can start a bed and breakfast in your own place! Bed and breakfast popularity will continue as more and more vacationers and business travelers seek a different accommodation away from the predictability of the average hotel room. If they enjoy their stay, many become "repeat" customers, coming back to the same familiar surroundings time and again. If you don't need to do any major renovations in the house to accommodate this type of establishment, you can be off and running with very little money invested, other than advertising and some new "guest room supplies". If your dream is to buy a bed and breakfast somewhere in a vacation paradise, there are probably houses for sale that will work for this purpose.

4. Childcare
Due to the financial pressures faced by many families today, parents work outside of the home to bring in enough income to pay daily living expenses. A single parent is obviously working but all too often, both members of a two-parent family are in the workforce. This creates a home-based opportunity. Children must be watched, all day if they're not in school, or, otherwise, for a brief time after school before the parents finish work for the day. Most parents want their children immersed in a more stimulating environment than is usual with the average babysitter. You can begin small at home, offering a more stimulating and educational environment setting for client children. Caring for one additional child may not be that lucrative, but taking care of several children can certainly be a full-time, financially successful business. Often, taking care of several children is made somewhat easier as the youngsters often will play together. You can do this at home for only a small investment in basic equipment and toys for the kids in addition to the advertising of your business.

5. Computer Specialist
The advent of the computer age has changed the concept of self-employment. Having a computer at home has opened a number of opportunities for running your own business utilizing this equipment. Companies everywhere are "outsourcing" work that can be done by someone else on their computer, out of their own home. If you are a whiz in computers, you may end up working as a consultant, writing programs for companies. If you are a beginner, you may find yourself able to obtain work as a writer, using your computer to produce copy that is easy to edit. You can also keep accounting and payroll records for companies on your computer's database. Word processing software can be used not only for writers but for those that can offer secretarial services out of their house. Desktop publishing software can allow you to do newsletters for businesses and other organizations. If you can operate a computer, you can find work in the information age today. Of course, the advent of the Web has opened a lot of business opportunities for the enterprising individuals. If you have skills in lay-outing and graphic design, you can be a website designer. Website designers earn significant amounts of money nowadays.

6. Gardening
If you like working in your garden each year , it's a definite possibility for home-based employment. Imagine clearing a little more space and growing more items that you can sell directly to the consumer. You can produce vegetables, bedding plants, bonzai tree, exotic plants, flower trees, herb, house plants, landscaping plants, orchids and many more. Most produce stands will buy from you if your product is one of high quality. If you enjoy gardening, this could be your ticket! If you have some more land to use, do it! Plant what you can, when you can! Contact your local produce stands to ascertain their buying habits. You can even inquire about your own produce stand if you have enough product. The more space you have on your land, the more likely you will be able to generate enough crops to run the business. People love homegrown vegetables. They just do not have the time or want to be bothered doing it themselves. That is your open door! You can also engage in selling other gardening products and supplies such as compost, earthworms, herb boxes, beneficial bugs, or drip irrigation systems.

7. Importer and Distributor
There are a substantial number of products manufactured in other countries that can be bought inexpensively and sold in your country at a profitable level. The Government and the formation of international trade organizations have made it easier to bring in other products from other countries. This is a business easily operated out of the home, depending on the types of stock you're carrying. You may have to rent some storage space, but the capital required to start should essentially be limited to the products you're buying to sell here. If you know the type of product you want to import and the market most likely to purchase your goods, you have great potential for a successful home-based business.

8. Interior Decorator
Interior decorating is a business that will require you to be mobile, constantly meeting with customers. It offers flexible hours, a good variety of activities, and a very lucrative return. If you have a fascination for decorating a home, this could be your line of work. Many people do not know where to start when they are remodeling or buying a house for the first time. If you have the knowledge of colors and patterns and what looks good together, plus the expertise of knowing where to get materials and furnishings, this can be a winning home-based business for you. To be able to decorate a room so that it conveys the mood that the homeowner wishes will be your goal. Strive for the skillful, personal touch in all you design.

9. Photographer
The sky is the limit here! Armed with your trusty camera and some good advertising, you can do weddings, models, family portraits, passports, student photos, local newspaper coverage; almost anything that requires a picture! You can easily start this work, part-time, and work into full-time work based on your success and inclination. Not much equipment is necessary to get going as a camera off the store shelf can often do the trick today. Picking up a tripod and having a room sufficient for developing your pictures, and you're in business -- at home!

10. Sewing and Alterations
Many people love to sew. If you are one of them, consider offering this service out of your home. When someone buys a new outfit, it rarely fits perfectly, meaning some kind of alteration must be done. People look long and hard to find reliable individuals to do their alterations. If you can sew, you are well on your way to opening the doors of this type of business.

2007年5月18日星期五

welcome

2007/5/18 Blogger。




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